Region IV Development assists small businesses in obtaining commercial financing throughout Idaho. Since making our first loan in 1984, our organization has assisted in the financing of over 500 loans. These loans have created and retained over 4,500 jobs through the successful leveraging of approximately $284 million in private capital investment. Our lending programs can provide business owners with access to capital that meet their financial needs.

Region IV Development’s Loan Division focuses solely on the progression of small businesses. We will walk step by step with business owners to find financing that will meet their needs. Region IV Development can help small businesses from startups to expansions. We can partner with banks or work individually to provide financing for real estate, equipment, inventory, tenant improvements and working capital from the Magic Valley to the Treasure Valley.

Occasionally, there are also some instances where lending institutions are unable to finance certain projects. In those instances, we have revolving loan fund programs in which we can take on the financing of the entire project.

Borrowers must have a marketable skill, service or product available to the public. Applicants must demonstrate that the business has or will have adequate cash flow and profit to repay the loan.

Below is a breakdown of our loan programs and their guidelines.