Small Business Loans & Resources

Whether you’re a new business looking for start-up funding, an existing business looking for help with disaster recovery funding, or a community leader looking to make local improvements — finding the right resources for your project is the first step. 

This first step can also be the hardest, especially if you’ve never had to navigate these processes before. There are resources out there for every kind of business and community development project, you just have to know where to look and how to apply. That’s where RIVDA can help!

Business Lending

Current SBA Loan Rates 

25 Year Loan


20 Year Loan


10 Year Loan


*Updated November 14, 2022


Success Stories

Connecting You to the Resources You Need

When it comes to creating and improving the livability and sustainability of communities in Southern Idaho, there is no such thing as getting “too much help.” The Region IV Development Association, or RIVDA for short, exists to empower South-Central Idaho’s community leaders and business owners by connecting them with resources and technical assistance. 

RIVDA also helps grow the community in Southern Idaho by helping small businesses meet their financing needs. Whether a business is needing real estate financing, a loan to cover equipment and inventory costs, funds to aid in their disaster recovery efforts, or money to improve tenant housing — RIVDA is here to help people find the funding they need to improve the community around them.

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What Does the Region IV Development Association Do?

Disaster Recovery Divison

We know that the fastest, easiest, and most reliable way to build up our local communities is to support our local businesses! Region IV Development’s CARES Division focuses solely on economic growth and recovery following the COVID-19 pandemic. We’re here to help businesses and community leaders find and apply for disaster recovery resources, including; emergency capital investment, small business tax credit programs, and paycheck protection programs. We want to help our communities bounce back and be stronger than ever!
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Community Development Division

For more than four decades, Region IV Development Association (RIVDA) has been providing hands-on technical assistance to communities throughout southern Idaho – from helping with basic infrastructure development (sewer, water, fire protection) to assisting with community building (training, visioning, and comprehensive planning). The Region IV Development team can assist with town meetings, preparing funding applications, and project administration.
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Business Lending Division

Region IV Development’s Loan Division focuses solely on the progression of small businesses. We will walk step by step with business owners to find financing that will meet their needs. Region IV Development can help small businesses from startups to expansions. We can partner with banks or work individually to provide financing for real estate, equipment, inventory, tenant improvements and working capital from the Magic Valley to the Treasure Valley.
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Magic Valley Food Innovation Center

The abundant farmland, dominant dairy industry, and collaborative local government support a vibrant and growing business community here in Southern Idaho. In the last few years, corporate giants have opened satellite locations in the region — yet our own local townships and entrepreneurs have yet to unlock strategies that allow our local businesses to thrive. RIVDA proudly supports the Magic Valley Food Innovation Center & Business Incubator which aims to change that! Learn more about the MVFIC here.
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